In the context of a guardianship/commune relationship, the legal guardianship of a minor is transferred to an appointed adult. As a trustee, the guardian`s mission is to ensure that the minor child or the municipality receives appropriate care, which may include the decision that the minor attends school, that the minor has appropriate medical care, that he or she is properly disciplined and that his or her daily well-being remains intact. For example, a situation in which a fund manager (agent) makes more trades than is necessary for a client`s portfolio is a source of fiduciary risk, as the fund manager begins to undermine the client`s profits by generating higher transaction costs than necessary. In 2015, the U.S. Department of Labor issued a proposed rule that, once completed, would extend the mandatory fiduciary relationship to investment advice and certain brokers, including insurance brokers.  In 2017, the Trump administration planned to order a delay of 180 in the implementation of the rule, sometimes referred to as the “trust rule.”  The rule would require that “brokers who provide investment advice for retirement put the interests of their clients first.”  The Trump administration rescinded the trust rule later on July 20, 2018.   Prior to its repeal, the rule was also struck in March and June 2018 by the US Fifth Circuit Court of Appeals.  Under Roman-Dutch law, a fiduciary patrimony may receive property which, under certain conditions, is transferred to another; the gift is called fideicommissum.